Checking Accounts
A checking account shouldn't be one size fits all. At Extraco, we know the importance of meeting the unique needs of our customers. Check out our Bonus Banking, Basic Checking & Interest Checking accounts to find your fit today!
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Frequently Asked Questions
Answer
To begin the online account opening process, click the button below. If you are wanting to open an Easy Checking, Solution Banking, Smart Savings or Smart Rate MMA Account click here.
Answer
Yes! The monthly service fee is waived on our Easy Checking account for teachers.
Answer
If you need to change or close an account, please submit a secure message from Online Banking, email webcustomercare@extracobanks.com or call 1.866.EXTRACO.
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Zero Balance Accounts
A Zero Balance Account (ZBA) will bring your organization's funds into one operating account. Disbursements are made from subsidiary account which always maintain a zero balance.
Savings Accounts
Make your money work for you with one of our savings accounts.
Locations
Bank Branch
8303 W. Adams Avenue
Temple, TX 76502
United States
Lobby Hours
Currently closed
Drive-Thru Hours
Currently closed
Bank Branch
- Handicapped Access
- Spanish Speaking
102 S 1st St
Temple, TX 76501
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:9:00 am - 5:00 pm
Bank Branch
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
- Spanish Speaking
4189 Texas 6 Frontage Rd
College Station, TX 77845
United States
Lobby Hours
Currently closed
Hours Today:9:00 am - 4:00 pm
Drive-Thru Hours
Currently closed
Hours Today:8:30 am - 4:00 pm
Resources
Top Five Benefits of Building a Solid Banking Relationship
At Extraco Banks, you're not a number — you're not just ‘another customer.’ Instead, we consider you family, and family deserves more attention, better service, and a personal approach. Read our blog to learn more!
Linking an Account vs. Adding an External Account in eBank
Our Extraco eBank platform offers two ways of connecting your other bank accounts– linking accounts or adding external accounts. Depending on what actions you want to take with your accounts, one may be better than the other.
Understanding Escrow Accounts and Escrow Analysis
An escrow account helps simplify homeownership by spreading out property tax and insurance costs through your monthly mortgage payment. Each year, an escrow analysis reviews these expenses to ensure enough funds are available, which may result in a shortage or surplus and cause your payment to change. Understanding how escrow works can help you plan ahead and avoid surprises.
