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Interest Rates
Annual Percentage Yields (APY) are accurate as of August 26, 2008.
Rates and terms are subject to change.
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Big Rate Checking
$1 Minimum to Open |
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Less than $25,000 |
3.01* |
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$25,000 and over |
1.01 - 3.01* |
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Non-Qualifying Rate |
0.10* |
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| * To qualify requires a valid email address, receiving statements electronically, completing at least 10 debit card purchases monthly, and maintaining direct deposit or auto-debit. If qualifications are not met, the non-qualifying rate applies to the entire balance. Rates may change after account is opened. |
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| Interest Checking** |
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Less that $2,500 |
0.15 |
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$2,500 - $9,999 |
0.15 - 0.25 |
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$10,000 and Over |
0.25 - 0.35 |
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| Money Market Investment** |
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Less than $2,500 |
0.85 |
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$2,500 - $9,999 |
0.85 |
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$10,000 - $24,999 |
1.50 |
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$25,000 - $49,999 |
1.75 |
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$50,000 - $99,999 |
2.00 |
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$100,000 - $249,999 |
2.10 |
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$250,000 - $499,000 |
2.10 |
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$500,000 - $999,999 |
2.20 |
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$1,000,000 and Over |
2.30 |
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Regular Savings**
$100 Minimum to Open |
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No Minimum to obtain APY |
0.50 |
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Automatic Savings**
$10 Minimum to Open |
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No Minimum to obtain APY |
0.60 |
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| Kid's Savings** |
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Less than $2,500 |
0.50 |
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$2,500 and Over |
0.50 - 0.50 |
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Certificates of Deposit***
$1,000 Minimum to Open |
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30 Days |
1.85 |
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90 Days |
1.90 |
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180 Days |
2.30 |
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12 Months |
2.60 |
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18 Months |
2.65 |
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24 Months |
2.90 |
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30 Months |
2.95 |
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36 Months |
3.10 |
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48 Months |
3.35 |
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60 Months |
3.45 |
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Individual Retirement Accounts***
$250 Minimum to Open |
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30 Days |
1.85 |
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90 Days |
1.90 |
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180 Days |
2.31 |
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12 Months |
2.63 |
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18 Months |
2.65 |
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24 Months |
2.90 |
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30 Months |
2.95 |
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36 Months |
3.10 |
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48 Months |
3.35 |
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60 Months |
3.45 |
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18 Months (Variable) |
2.65 |
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$250 Minimum to Open
Rate may change after the account is opened. |
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** Rates may change after the account is opened. Fees could reduce earnings on the account.
*** Penalty for early withdrawal.
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