Home Loans
Whether you're looking to buy a home, refinance your current mortgage, or buy that vacation retreat, we'll make it happen.
Looking to build, purchase, refinance? We can help make your dream home a reality. Give us a call at (254) 271-0076 to speak with an Extraco Mortgage expert.
Should you consolidate your debt? This calculator is designed to help determine whether debt consolidation is right for you. Personal Debt Consolidation Calculator
Fast Pre-Approvals
Get prequalified, refinance your home, view your progress, securely upload documents and message your Mortgage Consultant easily as you go.
We have insurance products to meet your every need!
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Solution Home Loan Program
A tailored home loan program designed to help you achieve your homeownership dreams with alternative credit solutions available if you have no or low credit!
Traditional Mortgages
Looking to purchase a home? Look no further. Extraco offers:
- Conventional Loans
- Federal Housing Administration (FHA) Loans: Lower Down Payment Option
- Adjustable-Rate Home Loans
- Veterans Administration (VA) Loans
- Jumbo (non-conforming loans)
- Home Equity Loans
- Fixed-Rate Home Loans
Lot, Land, and Construction Loans
We cover financing for lot, land, and construction, all under one roof.
Specialized Mortgages
Rates and terms exclusive to our physicians, veterans, and professional executives:
- Physicians receive up to 100% financing and no PMI
- Veterans receive a special, low-interest rate
- Professional Executives can receive 100% financing
Mortgage Refinancing
We make refinancing easy. Our Mortgage Consultants are here to help you throughout the refinancing process. Our one-stop-shop can guide you through getting connected to a Consultant to ask more questions and start the refinance process.
Affordable housing lending options curated just for you.
Extraco Mortgage has a variety of low-down payment options and programs ready for you to make your homeownership dreams a reality.
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I could not be more pleased or more grateful.
-Customer Review from Better Business Bureau