What is the difference between collision insurance and comprehensive insurance?
Answer
Collision insurance covers damages to your car when your vehicle collides with another car or object. For example, if you hit a car in a parking lot, the damages to your car will be paid under your collision coverage.
Comprehensive insurance coverage provides coverage for direct physical damage losses to your car other than collision, including theft. For example, damage to your car from a hailstorm will be covered under your comprehensive coverage.