Financial Literacy for Everyday Banking

For over 120 years, Extraco has helped Central Texans bank with confidence. Today, that same trusted approach extends to financial literacy—giving you the tools, insights and guidance to better understand your money, build stronger habits and plan for what’s next.

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Earn More on Your Savings

Don't let idle savings sit still. Explore Extraco's competitive Money Market and CD rates and start earning more on the money you already have.

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Competitive rates on Extraco Money Market accounts and CDs.

Give Their Savings a Strong Start

Open an Extraco First Savings account today and start earning 5.00% APY* on balances up to $5,000.

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Fast & Flexible Home Loans For Medical Professionals

Specialized home loans designed for Medical Residents, Doctors, Physician Assistants, Pharmacists and more across the state of Texas. No need to wait, start your homeownership journey today!

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Medical Professional Home Loans with Extraco Mortgage

Financial Resources to Help You Stay Informed

Extraco offers resources designed to help you make confident decisions and support your financial well-being.

Blog Article

Buckle Up: Check Fraud Is on the Rise—Here’s How to Stay Safe

October 29, 2024

Even though check usage has decreased by 25%, reports of check fraud have nearly doubled since 2021. Criminals are getting more sophisticated, stealing financial information to access—and fly off with—your hard-earned money.

Blog Article

The Importance Of Financial Literacy: How To Grow Your Knowledge And Why You Can Trust Extraco Banks As Your Partner

March 26, 2025

Unlocking the power of financial literacy can transform your financial future, and Extraco Banks is here to guide you every step of the way.

Blog Article

How to Educate Your Family About Money With A Kids Bank Account

May 21, 2025

Teaching kids about money is crucial for their financial success. Extraco Banks' First Checking and First Savings accounts are the perfect tools to start their journey.

Blog Article

Can You Spot a Phishing Scam? 🕵️‍♀️

October 29, 2024

Every day, scammers trick people into giving away personal information through emails, texts, and phone calls disguised as their bank. With more of us relying on online and mobile banking, these scams are on the rise. In fact, the Federal Trade Commission reported that Americans lost a shocking $10 billion to phishing scams and fraud in 2023—a 13.6% increase over 2022.

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Important Disclosures and Information

First Savings Account

*APY = Annual Percentage Yield. Rates are accurate as of 04.18.26. This is a tiered-rate account. Balances under $5,000 earn 5.00% APY; balances $5,000 and above earn 0.50% APY. Rates may change after the account is opened. No minimum to open. Fees may reduce earnings. Contact an Extraco Banks representative for additional information about applicable fees and terms.

Extraco’s Medical Professional Home Loan is available for the purchase or refinance of a primary or secondary home anywhere in the state of Texas. Loans subject to credit approval.