Easy Checking

Experience ultimate simplicity with our Easy Checking account. Enjoy ATM refunds and breeze through your banking with two options to waive the monthly fee. Bank effortlessly with Easy Checking!

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Account Features
  • Mobile/Online Banking: Best-in-class online and mobile banking platform including mobile deposit, fraud alerts, and more
  • ATM Network: Access to over 55,000 fee-free ATMs around the country
  • Account Security: FICO® Score and Dark Web Monitoring
  • Other Benefits: Free debit card, Interest earned*, best in class customer service
  • Monthly Service Fee: $7.00
  • Fee Waiver: Average daily balance of $2,500 per statement cycle between all your Extraco deposit accounts, you are 23 years of age or younger or 65 years of age or over
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Exclusive Benefits for Select Customers

Easy Checking is free if you're a school district employee, teacher, active and retired military, or student! Schedule an appointment to meet with an Extraco Banker to get started.

Schedule An Appointment
Quick Actions
Fraud Alerts
Savings Accounts
Mobile Banking
ATMs And Video Tellers

Important Disclosures and Information

  • $5.00 charge on all mailed paper statements. Waived if you are 23 years of age or younger or 65 years of age or over. 

  • *Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change.

  • Military waiver will be verified by deposits from DFAS

  • Proof of employment is required when opening account to be eligible for teacher waiver. Will be verified by deposits into checking account.

  • The account owner must be actively employed by a school, district, private/charter school, or university; must be a primary (K-12) or higher education.