Certificate of Deposit

Maximize your savings with a certificate of deposit.

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Grow Your Savings Faster

Watch your money grow with a 12-month 4.25% APY^ or an 18 to 60-month 4.50% APY* CD from Extraco! Open your 12-month CD online today or call us at 1.866.EXTRACO or visit a branch to open an 18 to 60-month CD!
 

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Web CD

Lock in Your Savings: Earn More with an Extraco Certificate of Deposit

This savings account holds a fixed amount of money for a specified period, during which the money earns a fixed amount of interest for the specific period. It typically offers higher interest rates than regular savings accounts but penalizes early withdrawals.

Key Considerations:

  • Minimum $1,000 initial deposit
  • Typically a higher interest rate than Money Market Savings
  • There is no charge to open a CD

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Use our CD calculator to find our how much you could earn with varying time frames, initial investments, and interest rates.

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Important Disclosures and Information

^Annual Percentage Yield (APY). Rate applies to 12-month Certificates of Deposit (CDs). Minimum to open: $1,000. Must maintain minimum balance of $1,000. APY and Annual Percentage Rate (APR) may change at the bank’s discretion. Fees may reduce earnings. Rates are subject to change. Early withdrawal penalties will/may be imposed on all CD terms. Member FDIC.

 

*Annual Percentage Yield (APY). Rate applies to 18, 24, 30, 36, 48, and 60-month Certificates of Deposit (CDs). Minimum to open: $1,000. Must maintain minimum balance of $1,000. APY and Annual Percentage Rate (APR) may change at the bank’s discretion. Fees may reduce earnings. Rates are subject to change. Early withdrawal penalties will/may be imposed on all CD terms. Member FDIC.

 

  • Rates are accurate as of 02.21.25