Smart Rate Money Market

This account offers a smart and secure way to grow your savings with competitive, tiered interest rates that provide higher returns as you save more. Enjoy easy access to your funds with free online/mobile banking and sweep options

Account Features
  • Mobile/Online Banking: Best-in-class online and mobile banking platform including mobile deposit, fraud alerts, and more
  • Account Sweeps: Free sweep options available
  • Tiered Interest Rates: The more you save the more you will earn with tiered interest rates
  • Monthly Service Fee: $9.00
  • Fee Waiver: Average daily balance of $5,000 per statement cycle between all your Extraco deposit accounts, you are 23 years of age or younger or 65 years of age or over
Couple looking over finances

Important Disclosures and Information

  • Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change
  • Transfers to another account, or to a third party via any means are limited to 6 per statement cycle. A $5 fee will apply to each debit/check transactions exceeding the limitations with a maximum fee of $25 per month
  • A Sweep (transfer) of funds from an Extraco bank account to another Extraco account to cover any outstanding non-sufficient funds to avoid overdraft service fees costs $10 per sweep. To set up this service for your account, please contact a Relationship Banker
  • $5.00 charge on all mailed paper statements. Waived if younger than 23 or 65 years or older