Lot, Land, and Construction Loans

Build Your Dreams: Lot, Land, and Construction Loans with Vision.

Built By You, Backed By Us

Secure the perfect land for your dream home with our lot/land loans, offering flexible financing options. If you're ready to build, our construction loans provide flexible terms, including interest-only payments during construction. Explore options for immediate and future building plans to make your vision a reality.

Read More About Lot, Land, And Construction Loans

Construction Loans

A construction loan is just what you need when you’re building your new dream home.

Key Considerations:

  • For the construction of your primary residence
  • Conforming and Jumbo Loan amounts available
  • Interest-only payments during construction with a final balloon payment at maturity
couple and child standing outside of their home construction site
Lot/Land Loans

The perfect piece of land has come up for sale and you need to get a land loan before designing your new dream house.

Key Considerations:

  • Flexible financing options available
  • Option for those who are not planning to build immediately
Field of Bluebonnets
Take advantage of our 1% lender credit

With Extraco's Mortgage's 1% lender credit for new construction, homeowners save more upfront and move in faster -- all with competitive rates builders love. Reach out to a local Mortgage Consultant today to learn more.

Find a Mortgage Consultant

Important Disclosures and Information

  • Loans subject to credit approval