Boost Your Savings Strategy with Extraco

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Posted On May 28, 2024
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Are you ready to accelerate your savings growth? At Extraco Banks, we understand the importance of making your money work for you, and we offer powerful financial tools designed to maximize your money. From Certificates of Deposit (CDs) to Money Market accounts, we have the solutions you need to achieve your financial goals.

 

Money Market Rates: What You Need to Know

Our Money Market accounts provide great APYs based on your balance. These rates are designed to offer you returns while keeping your funds accessible.

 

Money Market Accounts

 

Key Features of Our Money Market Accounts:

1. Earn Interest: Earn interest based on your account balance.

2. Flexibility: Access your funds while earning competitive interest rates.

3. Security: Enjoy peace of mind with FDIC insurance coverage. Additionally, we have methods to secure funds beyond the FDIC insurance limit, eliminating the need to open multiple accounts at different banks.

 Open An Account View Our Rates

 

CD Rates: Your Pathway to Secure Growth

Now, let's talk about Certificates of Deposit (CDs). CDs are a type of savings tool that offers a fixed annual percentage yield when you deposit and maintain funds in the account. If you're looking for a stable and secure way to grow your savings over time, our CDs are a great option.

 

Call 1.866.EXTRACO or visit Our Current Rates | Extraco Banks for additional CD interest rates & info.

Benefits of CDs:

1. Fixed Interest Rates: Lock in your interest rate for a specific term, ensuring predictable returns.

2. FDIC-Insured: Provides peace of mind with protection and safety for your money.

3. Guaranteed Returns: Enjoy guaranteed returns with fixed interest rates, making CDs a low-risk investment.

4. Flexible Term Options: Choose from various term options to align with your financial goals.

5. Automatic Renewal: Benefit from hassle-free savings growth with automatic renewal options.

 Open An Account  View Our Rates

 

Ready to make your money work harder for you? Visit our website or stop by one of our branches and talk to our Relationship Bankers who are ready to help you create a customized plan so your money works harder for you. Don't miss out on the opportunity to maximize your savings with Extraco Banks.


Important Disclosures and Information

  • A minimum of $1,000 required to open a CD and earn the Annual Percentage Yield (APY)

  • A penalty for early withdrawal may be imposed

  • Fees may reduce earnings.

  • Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change

  • † Transfers to another account, or to a third party via any means are limited to 6 per statement cycle. A fee of $5.00 will be charged for each item exceeding the limitations up to a maximum of $25.00 per statement cycle.

  • A Sweep (transfer) of funds from an Extraco bank account to another Extraco account to cover any outstanding non-sufficient funds to avoid overdraft service fees costs $10 per sweep. To set up this service for your account, please contact a Relationship Banker