Home Loan Payment Calculator

Conforming fixed-rate estimated monthly payment and APR example: A $310,000 purchase price with
a 20% down payment ($248,000 loan amount), on a Conventional 30- year fixed- rate loan with an
interest rate of 6.125%, no discount points & an annual percentage rate (APR) of 6.18% brings estimated
monthly principal and interest payments to $1,506.87 spread out over 360 months.

Calculations used to estimate monthly payments and APR are based on a 20% down payment, a credit
score of 740+ and do not include any applicable property taxes or homeowners insurance. If down
payment is less than 20%, mortgage insurance may be required and could change the monthly payments
and APR.

Estimated monthly payment results are not an offer or promise of credit. All loans are subject to credit
approval, property evaluation and program guidelines. Information and interactive calculators are made
available to you only as self-help tools for your independent use and are not intended to provide
investment or tax advice. Estimated monthly payment results are calculated off information you provide
and may not reflect current offerings of Extraco Banks, N.A. We cannot and do not guarantee their
applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and
are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals
regarding all personal finance issues.