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Frequently Asked Questions
Deposit cutoff times are 7:00pm Monday-Friday. Deposits that are made after 7:00pm are put into the 9:00am file on the next business day.
Mobile deposits are processed every two hours between 9:00 a.m. and 7:00 p.m. CST on business days. Deposits made after 7:00 p.m., on weekends, or on holidays will post the next business day. Some checks—like traveler’s checks or foreign currency—cannot be deposited.
To apply, you must be a legal US resident, be a Texas resident (or be moving within the next 90 days), be at least 18 years old, have a Social Security number, and have your Government Issued ID available. If you do not meet this criteria, please visit an Extraco Banks branch to inquire about an account.
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Start Up Waco and Extraco Banks bring back Big Idea Challenge
Central Texas entrepreneurs who think they have the next big idea, will have the opportunity to participate in Start Up Waco and Extraco Banks’ fall Big Idea Challenge (BIC)
Extrapreneur Media
Locations
- Curbside Delivery
- Handicapped Access
1700 North Valley Mills Drive
Waco, TX 76710
United States
- Handicapped Access
- Home Loans Specialists
- Spanish Speaking
1700 North Valley Mills Drive
Waco, TX 76710
United States
- Curbside Delivery
- Handicapped Access
- Home Loans Specialists
- Safe Deposit Box
1700 North Valley Mills Drive
Waco, TX 76710
United States

